Private Loans

When federal aid is not enough, private loans are available to fill funding gaps.

These loans are in the name of the student but often require a co-signer.  They are not guaranteed or subsidized by the government.  Instead, they are based on the students credit and/or the credit of any co-signers they have on the loan.

Private loans can be a necessary and even cost-effective way to fill the gaps that federal funding can leave behind.

Undergraduate students can take advantage of private student loans if they do not qualify for federal loan programs or need additional funds for education related expenses.

How is the Credit Union Student Choice private loan solution different?
Unlike for-profit lenders, your credit union exists only to serve the best interests of its members. This allows us to offer lower rates and fees than other, more traditional "private" lenders. The most important differences for you are: zero origination fees, more flexible repayment terms and lower overall rates. 

Learn more about the Credit Union Student Choice private loan solution. 
Or, if you are ready, Apply Now to begin your application.